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Rafal Bialy

Mortgage and Protection Adviser

I am a professionally qualified Mortgage and Protection adviser operating in the Manchester area and able to advise on all aspects of mortgage work. I am also fluent in Polish.

Rafal Bialy specialisms

  • First time Buyers
  • Home Movers
  • Remortgages
  • Bad Credit Mortgages
  • Buy-to-Let Mortgages including Portfolio Landlords and Company BTL
  • Self-employed applications
  • Shared Equity
From start to finish Rafal has been absolutely brilliant. Very polite, efficient and always available to answer any question. I can’t thank him enough. Karolina G.
Fantastic service! Over years Rafal helped us with our residential mortgage, our first BTL property and also our protection insurance. It is great to know that he is always there for us. Slawomir & Edyta
Rafal helped us to remortgage our house. His knowledge and expertise are second to none. We would highly recommend his service. Tomasz and Sylwia

I have been in the financial services sector since 2007 in one way or another and have undertaken many a varied role. I have been with Charles Derby Mortgage Bureau since 2017 and prior to that was working within a large bank agreeing loans. I am known for my friendly and professional approach and understand that each client’s circumstances are different. I strive to deliver an excellent service will help you to achieve the mortgage and protection solution you need.


I am married with children, live in Manchester and cover most of regions in the North West and Yorkshire.


  • CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

Speak with Rafal on 0330 094 5476

or email

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