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Philip Smith

Mortgage and Protection Adviser

I am a professionally qualified Mortgage & Protection adviser based in Cardiff and cover the whole of South Wales and the South West. Should you wish to discuss any of your mortgage or protection needs in Welsh, I am a fluent speaker.

Philip Smith specialisms

  • Mortgages for the self employed
  • First time Buyers
  • Equity Release & Later Life Lending
  • Personal and Business Protection
  • Home Movers
  • Remortgages
  • Bad Credit Mortgages
  • Buy-to-Let Mortgages including Portfolio Landlords and Ltd Company

I am an experienced adviser and have been providing advice for 9 years. I have had many a varied role in the financial services industry which has enabled me to obtain a wealth of knowledge and experience. Industries include insurance, investments, and the housing market. Having worked in a client focused environment for many years, combined with a flexible attitude and the highest of standards, means that I am passionate about delivering a first-class service for clients to suit their needs.

I will not only assist with your mortgage requirements (all aspects of residential, buy to let and holiday home mortgages), but I am also a specialist in personal and business protection to make sure that you, and your assets are protected.

Personal Section

Away from work, my passion is football and golf.


  • Cert CII (MP & ER) – Mortgage Advice Qualification
  • BSc – Degree in Business management & Accounting
  • R01 – Financial Services, Regulations and Ethic
  • R05 – Financial Protection
  • RO3 – Personal Taxation
  • CF6 – Mortgage Advice
  • CeRER – Equity Release

Speak with Philip on 0330 094 5476

or email

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