Home Buyers – A New Build Service For You
Charles Derby Mortgage Bureau has partnered with likeminded new build specialist Hurst Partners, to create a new proposition for home buyers; a new build business with national coverage, delivering consistent service in support of your new home. With 50+ years of experience between us, we know the market and help homebuyers purchase locally through trained and committed professionals.
The Financial Conduct Authority do not regulate conveyancing.
Conveyancing is available by referral only and is not part of the Quilter Financial Planning offering.
Buying a new build property is incredibly exciting, but it can be rather overwhelming at the same time, especially if it’s your first house purchase. We’re focused on helping aspiring new build homeowners move through the process swiftly and smoothly, so we’re on hand to manage every detail of your purchase, whilst negotiating the best possible price. Buying a new build is likely to be one of the largest financial commitments of your life, and therefore, every enquiry we receive is treated with the respect that it deserves, from both Charles Derby Mortgage Bureau and Hurst Partners.
- Your own qualified local adviser
- Validated borrowing capability across a broad range of new build lenders
- Your ideal home, contract exchange to secure it in 14 - 28 days
- We manage your purchase from first contact to you moving in
- Clearly explained costs with no surprises
- All shareholders in a purchase organised for you, such as legal, council, lender and surveyors etc.
How it works
You’ve found your new home. It's perfect and you want to buy. What’s the process? Financial vetting comes first, which we quickly get underway. Once complete, your offer is accepted and a mortgage is organised. Why so quickly? The new build market wants to see an exchange on a purchase just 28 days from an offer being accepted. Builders need to know they have guaranteed sales to manage their build schedule and cash flow. Remember there is a property shortage so you may not be the only viewers interested.
Some brokers may say that 28 days to exchange is unrealistic. Not us. It’s achievable so long as all the parties involved in a purchase work in tandem. There are a lot of parties; the negotiators you first meet on the development, the developer themselves, financial advisers, legal services, local councils, lenders and surveyors. Every team needs to be on the same wavelength. All this at the same time as ensuring you get a fair deal. Stray offside, the timetable is threatened and the property may be lost, but we can provide the stepping stone for crystal clear communication from start to finish, answering any questions you may have along the way.
We organise everything. How? Through our local mortgage brokers, who know new build and work for you. Being a national does have advantages, we agree processing terms with all the lenders that might be suitable for lending to you. We also have a nationwide legal service in place working to strict service levels, who will ensure the legal conveyance is done quickly and effectively including managing the local councils for searches etc., to tight deadlines. Planning, organisation, and commitment, all there for you.
Our new build service is up to the job of ensuring the home you want really does becomes yours.