Mortgage and Protection Adviser
I am a specialist in the following areas:
Caroline Rajaratnam specialisms
- Residential Mortgages
- Buy to Let Mortgages including Portfolio Landlords and Debt consolidation
- Protection which includes life cover, critical illness and family/income protection etc.
Furthermore, I also deal with clients who have County Court Judgements (CCJ’s), defaults, and bankruptcy once 6 years had lapsed.
I have held many different advisory roles over my 20-year career with NatWest Bank where I originally was trained as a customer adviser and then progressed to becoming a business manager in 2008. In 2016 I changed my career and decided to become self-employed and became a mortgage broker with Charles Derby. I find this job to be particularly challenging yet rewarding because I enjoy keeping my clients happy and satisfied with the level of service I provide.
I am married and have one daughter and live in London. In my free time when I am not dealing with customers’ I enjoy cooking and trying new recipes online for my family. I also regularly go to the gym because I believe that physical exercise promotes a healthy and productive mindset.
- I have my Bachelor of Science Degree (BSC) and have also completed The certificate in Mortgage Advice and Practice (Ce MAP 1 ,2,3) in 2003