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Adam Rutterford

Mortgage and Protection Adviser

I am experienced in most areas of mortgage work so there is not much I cannot do. I believe specialising is the way forward though, as market complexity has increased in recent years making it quite difficult to be expert at everything.

Adam Rutterford specialisms

  • Home Movers
  • Remortgages to repay Help to Buy loans and Shared Equity
  • Remortgages to aid in debt consolidation and other capital raising
  • Bad Credit Mortgages
Due to and change in personal circumstances we recently needed to change our life insurance. We contacted Adam who came around straight away to offer us some advice & find us some quotes. He found us a policy which was much better than our current one. I would definitely recommend Adam he was efficient and professional and got us a great deal. Emma Simpson of Cramlington

I have been working in the financial services industry for over 6 years, since I left University. I started my career working with London & Country Mortgages as a Mortgage & Protection Broker. I was put through my CeMAP exams when I first began with this company and I was able to aid thousands of clients find the right mortgage & protection products for them, during my 3 years with L&C. I left L&C to become a Mortgage & Protection Case Checker with Quilter which allowed me to see things from a different point of view and resulted in me expanding my knowledge further in the Mortgage & Protection industry.

I worked for Quilter for 2 and a half years but towards the end of this period I found myself wanting to get back out and help people find the best mortgage & protection products for them with my knowledge that I have built up over the years and that’s when I made the decision to get back into advising. I joined Charles Derby Mortgage Bureau as a Mortgage & Protection Adviser in October 2019 and have loved being able to get back into finding the right mortgages to help my clients purchase their dream homes, save them money after re-mortgaging to a new deal, repaying their Help to Buy/Shared Equity Loans and ensuring that all of my clients are fully protected if the worst was to happen.

Personal Section

I’m 28 and live in Newcastle Upon-Tyne with my girlfriend Katie. Outside of work, I enjoy watching most sports and playing football and darts to a disappointingly mediocre level. Unfortunately, I’m a lifelong Newcastle United fan so sporting disappointment is all I’ve ever known. I also enjoy travelling when I can and often visit my Parents who live in Spain.


  • (CeMAP) Certificate in Mortgage & Protection Advice
  • (RO1) Financial services, regulation and ethics
  • University of Northumbria: Bachelor of Science in Quantity Surveying

Speak with Adam on 0330 094 5476

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